Cost of Living in Oklahoma
Updated November 2026 · population 4,028,634
Oklahoma prices are 12.2% below the US average (index 87.8), ranking 48th most expensive of 51 states and DC; housing is the biggest saving at 62.8, and a single adult's modelled budget at state-average prices is about $2,208 a month.
Prices by category
Oklahoma price index by category, US average = 100: All items 87.8, Housing (rents) 62.8, Goods 93.8, Utilities 73.9, Other services 95.5
| Area | All items |
|---|---|
| Oklahoma (whole state) | 87.8 |
| Metropolitan areas of Oklahoma | 89.6 |
| Nonmetropolitan areas of Oklahoma | 83.6 |
Cities in Oklahoma
Select a column heading to sort.
| Oklahoma City | 697,125 | 90.7 | $2,317 | $4,770 | $1,130 | $231,300 |
| Tulsa | 413,794 | 89.2 | $2,275 | $4,680 | $1,052 | $205,300 |
| Norman | 129,672 | 90.3 | $2,331 | $4,779 | $1,090 | $250,100 |
| Broken Arrow | 118,180 | 92.2 | $2,449 | $4,934 | $1,320 | $250,400 |
| Edmond | 96,825 | 93.3 | $2,366 | $5,001 | $1,344 | $351,400 |
| Lawton | 90,595 | 87.9 | $2,096 | $4,460 | $967 | $142,100 |
| Moore | 63,420 | 93.2 | $2,288 | $4,940 | $1,340 | $204,500 |
| Midwest City | 58,297 | 90.3 | $2,227 | $4,664 | $1,091 | $164,500 |
| Enid | 50,653 | 86.8 | $2,108 | $4,400 | $914 | $154,900 |
| McAlester | 18,111 | 86.9 | $2,053 | $4,397 | $915 | $151,600 |
| Ada | 16,575 | 86.7 | $1,980 | $4,410 | $894 | $169,300 |
Metro areas in Oklahoma
| Metro area | All items | Housing |
|---|---|---|
| Oklahoma City, OK | 90.4 | 73.9 |
| Tulsa, OK | 89.2 | 68.2 |
| Lawton, OK | 85.9 | 57.4 |
| Fort Smith, AR-OK | 85.9 | 53.4 |
| Enid, OK (Metropolitan Statistical Area) * | 84.3 | 51.4 |
BEA Regional Price Parities 2024 for metropolitan statistical areas that include part of Oklahoma.
Modelled monthly budget at Oklahoma average prices
1 adult · 1-bedroom · modelled estimate for Oklahoma (state average)
| Category | Per month | Per year | Share |
|---|---|---|---|
| Housing (rent) | $661 | $7,932 | 30% |
| Utilities | $219 | $2,628 | 10% |
| Food at home | $265 | $3,180 | 12% |
| Transportation | $569 | $6,828 | 26% |
| Health care | $336 | $4,032 | 15% |
| Clothing, personal care & supplies | $158 | $1,896 | 7% |
| Total | $2,208 | $26,496 | 100% |
2 adults · 2-bedroom · modelled estimate for Oklahoma (state average)
| Category | Per month | Per year | Share |
|---|---|---|---|
| Housing (rent) | $788 | $9,456 | 21% |
| Utilities | $345 | $4,140 | 9% |
| Food at home | $488 | $5,856 | 13% |
| Transportation | $1,124 | $13,488 | 31% |
| Health care | $622 | $7,464 | 17% |
| Clothing, personal care & supplies | $311 | $3,732 | 8% |
| Total | $3,678 | $44,136 | 100% |
2 adults + 2 children · 3-bedroom · modelled estimate for Oklahoma (state average)
| Category | Per month | Per year | Share |
|---|---|---|---|
| Housing (rent) | $959 | $11,508 | 21% |
| Utilities | $420 | $5,040 | 9% |
| Food at home | $696 | $8,352 | 15% |
| Transportation | $1,498 | $17,976 | 33% |
| Health care | $579 | $6,948 | 13% |
| Clothing, personal care & supplies | $400 | $4,800 | 9% |
| Total | $4,552 | $54,624 | 100% |
state figures Rents are Census ACS state medians by bedrooms. See the methodology.
Electricity and gas and inflation
Residential electricity
14.82¢/kWh, August 2026
12-month change +2.8% · US 18.16¢
Regular gasoline regional figure: Midwest (PADD 2)
$4.10/gal, week of 2026-11-02
12-month change +45.0% · US $4.15
Consumer prices in the South region rose +3.4% over the 12 months to September 2026 (US +3.7%; BLS CPI-U).
Price level history
| Year | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|
| Oklahoma | 89.3 | 89.6 | 89.9 | 88.8 | 88.7 | 87.8 |
Change over the period: −1.5 points. Each year is measured relative to that year's US average.
Frequently asked questions
Is Oklahoma an expensive state to live in?
Oklahoma has a cost of living index of 87.8 (US = 100), 12.2% below the US average. It ranks 48th of 51 (1 = most expensive). Housing is 62.8 (rank 47), goods 93.8, utilities 73.9 and other services 95.5. Source: BEA Regional Price Parities 2024.
How much does it cost to live in Oklahoma?
At Oklahoma state-average prices, our modelled monthly budget is $2,208 for a single adult, $3,678 for a couple and $4,552 for a family of four, before taxes and child care. Costs vary widely within the state: metro areas average 89.6 and nonmetro areas 83.6.
What is the median rent and home value in Oklahoma?
The median gross rent in Oklahoma is $1,014 a month and the median home value is $199,800 (Census ACS 2020-2024). The typical renter spends 28.4% of income on rent.
Sources
- BEA Regional Price Parities 2024 (state, state metro and nonmetro portions, MSAs).
- U.S. Census Bureau ACS 5-year 2020-2024, state 40.
- EIA-861M residential electricity (August 2026); EIA weekly retail gasoline (Midwest (PADD 2), 2026-11-02).
- BLS CPI-U, South region (September 2026).
Budgets are modelled estimates, not observed spending. Not financial advice. Methodology