Cost of Living in Florida
Updated November 2026 · population 22,416,077
Florida prices are 3.4% above the US average (index 103.4), ranking 11th most expensive of 51 states and DC; housing is the biggest cost driver at 122.1, and a single adult's modelled budget at state-average prices is about $2,965 a month.
Prices by category
Florida price index by category, US average = 100: All items 103.4, Housing (rents) 122.1, Goods 98.1, Utilities 90.1, Other services 101.3
| Area | All items |
|---|---|
| Florida (whole state) | 103.4 |
| Metropolitan areas of Florida | 103.6 |
| Nonmetropolitan areas of Florida | 94.0 |
Cities in Florida
Select a column heading to sort.
| Jacksonville | 977,670 | 98.2 | $2,736 | $5,274 | $1,465 | $293,700 |
| Miami | 459,745 | 112.8 | $3,174 | $6,157 | $1,758 | $518,100 |
| Tampa | 401,618 | 102.2 | $2,964 | $5,577 | $1,701 | $420,400 |
| Orlando | 319,758 | 101.9 | $3,021 | $5,756 | $1,747 | $394,100 |
| St. Petersburg | 262,732 | 101.7 | $2,903 | $5,679 | $1,663 | $371,100 |
| Port St. Lucie | 232,491 | 103.4 | $3,048 | $5,652 | $1,937 | $369,200 |
| Hialeah | 226,165 | 111.8 | $2,957 | $6,166 | $1,689 | $392,000 |
| Cape Coral | 215,536 | 104.5 | $3,111 | $5,675 | $1,858 | $373,500 |
| Tallahassee | 201,875 | 94.2 | $2,546 | $5,003 | $1,293 | $294,400 |
| Fort Lauderdale | 185,604 | 114.2 | $3,355 | $6,226 | $1,854 | $486,700 |
| Pembroke Pines | 173,194 | 117.0 | $3,201 | $6,626 | $2,046 | $439,500 |
| Hollywood | 155,082 | 111.3 | $3,065 | $6,264 | $1,653 | $410,600 |
| Gainesville | 145,702 | 96.9 | $2,633 | $5,266 | $1,296 | $247,500 |
| Miramar | 138,600 | 118.0 | $3,465 | $6,449 | $2,117 | $462,700 |
| Coral Springs | 136,103 | 117.5 | $3,338 | $6,521 | $2,084 | $545,400 |
| Lehigh Acres | 132,353 | 101.8 | $2,923 | $5,479 | $1,657 | $292,400 |
| Palm Bay | 130,132 | 100.5 | $2,787 | $5,421 | $1,601 | $283,200 |
| West Palm Beach | 122,290 | 113.0 | $3,347 | $6,002 | $1,772 | $414,200 |
| Spring Hill | 119,983 | 98.7 | $2,596 | $5,341 | $1,440 | $288,500 |
| Lakeland | 119,961 | 98.2 | $2,693 | $5,253 | $1,395 | $249,400 |
| Brandon | 119,767 | 103.4 | $3,113 | $5,755 | $1,784 | $339,000 |
| Clearwater | 117,247 | 101.6 | $2,862 | $5,623 | $1,658 | $361,300 |
| Pompano Beach | 114,147 | 112.3 | $3,132 | $5,983 | $1,724 | $349,300 |
| Riverview | 113,697 | 106.3 | $3,149 | $5,712 | $2,002 | $384,200 |
| Miami Gardens | 113,177 | 113.2 | $3,042 | $6,011 | $1,787 | $378,500 |
| Davie | 108,346 | 117.3 | $3,688 | $6,421 | $2,066 | $462,900 |
| Boca Raton | 100,234 | 123.7 | $3,884 | $7,480 | $2,508 | $722,700 |
| Palm Coast | 98,258 | 102.3 | $2,863 | $5,488 | $1,782 | $350,800 |
| Sunrise | 97,918 | 118.4 | $3,511 | $6,580 | $2,140 | $354,500 |
| Deltona | 97,334 | 101.4 | $2,899 | $5,446 | $1,711 | $285,400 |
| Plantation | 96,293 | 119.8 | $3,671 | $6,855 | $2,240 | $483,500 |
| Fort Myers | 95,051 | 100.8 | $2,924 | $5,496 | $1,580 | $384,500 |
| Alafaya | 92,449 | 105.0 | $3,218 | $5,980 | $1,999 | $425,500 |
| Deerfield Beach | 88,093 | 113.0 | $3,197 | $6,339 | $1,774 | $309,600 |
| Melbourne | 86,576 | 99.5 | $2,820 | $5,310 | $1,525 | $306,400 |
| Town 'n' Country | 85,928 | 102.7 | $3,118 | $5,584 | $1,734 | $337,100 |
| North Port | 84,605 | 104.9 | $3,107 | $5,719 | $1,894 | $362,500 |
| The Villages | 83,498 | 89.5 | $2,623 | $5,016 | $1,397 | $400,100 |
| Homestead | 82,807 | 111.6 | $2,779 | $5,829 | $1,674 | $380,000 |
| Largo | 82,617 | 101.1 | $2,938 | $5,799 | $1,618 | $229,100 |
| Miami Beach | 82,031 | 113.8 | $3,494 | $6,456 | $1,826 | $556,700 |
| Kissimmee | 81,479 | 100.6 | $2,822 | $5,607 | $1,647 | $304,400 |
| Boynton Beach | 81,435 | 116.9 | $3,516 | $6,399 | $2,041 | $351,100 |
| Pine Hills | 80,105 | 99.3 | $2,643 | $5,302 | $1,542 | $253,300 |
| Kendall | 79,562 | 114.9 | $3,405 | $6,407 | $1,905 | $567,900 |
| Doral | 79,216 | 126.1 | $3,887 | $7,181 | $2,669 | $562,800 |
| Daytona Beach | 78,992 | 96.6 | $2,658 | $5,221 | $1,328 | $287,700 |
| Wesley Chapel | 76,011 | 107.7 | $3,319 | $5,949 | $2,100 | $403,700 |
| Poinciana | 75,068 | 104.6 | $3,128 | $5,759 | $1,965 | $290,700 |
| Lauderhill | 74,896 | 111.7 | $3,103 | $6,190 | $1,684 | $272,900 |
| Tamarac | 73,019 | 114.8 | $3,418 | $6,146 | $1,895 | $288,600 |
| Weston | 68,837 | 128.7 | $3,881 | $7,467 | $2,851 | $695,600 |
| Delray Beach | 67,979 | 115.8 | $3,581 | $6,060 | $1,961 | $420,300 |
| Horizon West | 67,416 | 110.9 | $3,329 | $6,427 | $2,464 | $562,200 |
| Ocala | 66,584 | 95.1 | $2,586 | $5,170 | $1,359 | $241,400 |
| Port Charlotte | 66,133 | 101.6 | $2,549 | $5,251 | $1,553 | $269,900 |
| St. Cloud | 65,130 | 101.0 | $2,521 | $5,542 | $1,683 | $356,200 |
| Four Corners | 65,048 | 103.1 | $3,168 | $5,816 | $1,847 | $351,800 |
| Port Orange | 64,767 | 100.4 | $2,874 | $5,501 | $1,634 | $317,200 |
| Sanford | 63,730 | 100.1 | $2,895 | $5,344 | $1,609 | $309,300 |
| Wellington | 62,146 | 124.5 | $3,641 | $6,916 | $2,562 | $599,400 |
| Jupiter | 61,883 | 121.9 | $3,971 | $6,781 | $2,381 | $608,600 |
| Palm Harbor | 61,512 | 103.7 | $3,035 | $5,792 | $1,806 | $405,300 |
| Palm Beach Gardens | 60,959 | 122.4 | $4,006 | $7,325 | $2,417 | $606,100 |
| North Miami | 60,344 | 112.0 | $3,153 | $6,420 | $1,702 | $365,000 |
| Margate | 59,198 | 112.7 | $3,332 | $6,416 | $1,750 | $316,200 |
| The Hammocks | 58,838 | 119.0 | $3,547 | $6,757 | $2,187 | $468,100 |
| Coconut Creek | 58,330 | 117.8 | $3,503 | $6,464 | $2,102 | $309,600 |
| Apopka | 58,232 | 104.7 | $3,186 | $5,786 | $1,969 | $394,900 |
| Bradenton | 57,014 | 101.3 | $2,962 | $5,680 | $1,618 | $309,400 |
| Sarasota | 56,970 | 102.2 | $3,035 | $5,487 | $1,684 | $463,000 |
| Bonita Springs | 55,904 | 104.8 | $3,497 | $6,033 | $1,882 | $497,100 |
| Fountainebleau | 55,665 | 117.7 | $3,427 | $6,484 | $2,094 | $320,200 |
| Winter Haven | 55,200 | 96.2 | $2,421 | $5,123 | $1,246 | $269,800 |
| Pensacola | 54,036 | 96.8 | $2,627 | $4,956 | $1,322 | $314,400 |
| Pinellas Park | 53,560 | 101.3 | $2,505 | $5,347 | $1,631 | $278,900 |
| Kendale Lakes | 52,622 | 115.9 | $3,297 | $6,279 | $1,968 | $404,500 |
| Westchester | 52,032 | 113.7 | $3,114 | $6,242 | $1,819 | $508,700 |
| Country Club | 51,296 | 114.9 | $3,356 | $6,118 | $1,899 | $378,600 |
| Vero Beach | 17,042 | 95.0 | $2,655 | $5,354 | $1,221 | $391,900 |
| St. Augustine | 15,351 | 100.6 | $2,962 | $5,737 | $1,653 | $439,800 |
Metro areas in Florida
| Metro area | All items | Housing |
|---|---|---|
| Miami-Fort Lauderdale-West Palm Beach, FL | 114.2 | 155.6 |
| Naples-Marco Island, FL | 103.2 | 129.4 |
| North Port-Bradenton-Sarasota, FL | 102.4 | 128.0 |
| Cape Coral-Fort Myers, FL | 102.3 | 125.1 |
| Orlando-Kissimmee-Sanford, FL | 101.4 | 123.4 |
| Tampa-St. Petersburg-Clearwater, FL | 100.9 | 125.8 |
| Punta Gorda, FL | 100.5 | 113.3 |
| Port St. Lucie, FL | 100.2 | 113.6 |
| Palm Bay-Melbourne-Titusville, FL | 100.0 | 111.7 |
| Jacksonville, FL | 99.5 | 109.8 |
| Deltona-Daytona Beach-Ormond Beach, FL | 99.4 | 108.4 |
| Sebastian-Vero Beach-West Vero Corridor, FL | 98.3 | 101.6 |
| Pensacola-Ferry Pass-Brent, FL | 97.7 | 98.8 |
| Panama City-Panama City Beach, FL | 97.3 | 96.4 |
| Lakeland-Winter Haven, FL | 97.1 | 95.9 |
| Crestview-Fort Walton Beach-Destin, FL | 97.0 | 94.9 |
| Gainesville, FL | 96.7 | 93.0 |
| Ocala, FL | 95.2 | 86.2 |
| Tallahassee, FL | 93.9 | 78.5 |
| Homosassa Springs, FL | 93.5 | 78.4 |
| Sebring, FL | 92.5 | 73.5 |
| Wildwood-The Villages, FL | 85.4 | 51.7 |
BEA Regional Price Parities 2024 for metropolitan statistical areas that include part of Florida.
Modelled monthly budget at Florida average prices
1 adult · 1-bedroom · modelled estimate for Florida (state average)
| Category | Per month | Per year | Share |
|---|---|---|---|
| Housing (rent) | $1,275 | $15,300 | 43% |
| Utilities | $258 | $3,096 | 9% |
| Food at home | $277 | $3,324 | 9% |
| Transportation | $633 | $7,596 | 21% |
| Health care | $356 | $4,272 | 12% |
| Clothing, personal care & supplies | $166 | $1,992 | 6% |
| Total | $2,965 | $35,580 | 100% |
2 adults · 2-bedroom · modelled estimate for Florida (state average)
| Category | Per month | Per year | Share |
|---|---|---|---|
| Housing (rent) | $1,484 | $17,808 | 32% |
| Utilities | $409 | $4,908 | 9% |
| Food at home | $511 | $6,132 | 11% |
| Transportation | $1,254 | $15,048 | 27% |
| Health care | $660 | $7,920 | 14% |
| Clothing, personal care & supplies | $326 | $3,912 | 7% |
| Total | $4,644 | $55,728 | 100% |
2 adults + 2 children · 3-bedroom · modelled estimate for Florida (state average)
| Category | Per month | Per year | Share |
|---|---|---|---|
| Housing (rent) | $1,680 | $20,160 | 30% |
| Utilities | $498 | $5,976 | 9% |
| Food at home | $728 | $8,736 | 13% |
| Transportation | $1,663 | $19,956 | 30% |
| Health care | $615 | $7,380 | 11% |
| Clothing, personal care & supplies | $420 | $5,040 | 7% |
| Total | $5,604 | $67,248 | 100% |
state figures Rents are Census ACS state medians by bedrooms. See the methodology.
Electricity and gas and inflation
Residential electricity
14.99¢/kWh, August 2026
12-month change −2.2% · US 18.16¢
Regular gasoline
$3.79/gal, week of 2026-11-02
12-month change +30.3% · US $4.15
Consumer prices in the South region rose +3.4% over the 12 months to September 2026 (US +3.7%; BLS CPI-U).
Price level history
| Year | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|
| Florida | 99.6 | 100.6 | 101.4 | 102.3 | 103.6 | 103.4 |
Change over the period: +3.8 points. Each year is measured relative to that year's US average.
Frequently asked questions
Is Florida an expensive state to live in?
Florida has a cost of living index of 103.4 (US = 100), 3.4% above the US average. It ranks 11th of 51 (1 = most expensive). Housing is 122.1 (rank 9), goods 98.1, utilities 90.1 and other services 101.3. Source: BEA Regional Price Parities 2024.
How much does it cost to live in Florida?
At Florida state-average prices, our modelled monthly budget is $2,965 for a single adult, $4,644 for a couple and $5,604 for a family of four, before taxes and child care. Costs vary widely within the state: metro areas average 103.6 and nonmetro areas 94.0.
What is the median rent and home value in Florida?
The median gross rent in Florida is $1,669 a month and the median home value is $359,000 (Census ACS 2020-2024). The typical renter spends 35.2% of income on rent.
Sources
- BEA Regional Price Parities 2024 (state, state metro and nonmetro portions, MSAs).
- U.S. Census Bureau ACS 5-year 2020-2024, state 12.
- EIA-861M residential electricity (August 2026); EIA weekly retail gasoline (Florida, 2026-11-02).
- BLS CPI-U, South region (September 2026).
Budgets are modelled estimates, not observed spending. Not financial advice. Methodology