Cost of Living in Midwest City, OK
Updated November 2026 · Oklahoma County · Oklahoma City, OK metro area · population 58,297
Prices in Midwest City are 9.7% below the US average (local index 90.3; the BEA index for the Oklahoma City, OK metro area is 90.4), with local housing the biggest saving at 70.7; a single adult's modelled budget is about $2,227 a month and the median rent is $1,091.
Prices by category
CostLiving local estimate. 100 = US average; 110 means prices are 10% higher. Housing reflects Midwest City's own median rent compared with the area's average rent; goods, utilities and other services are BEA's official price parities for the Oklahoma City, OK metro area, unchanged.
Midwest City price index by category, US average = 100: All items 90.3, Housing (rents) 70.7, Goods 93.8, Utilities 74.1, Other services 95.5
It is the 5th most expensive of the 11 Oklahoma cities in our data. Cheaper than 92% of the cities we cover.
| BEA index | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|
| All items | 91.9 | 92.7 | 92.4 | 91.4 | 91.4 | 90.4 |
Monthly budget by household type
1 adult · 1-bedroom · modelled estimate for Midwest City, OK
| Category | Per month | Per year | Share |
|---|---|---|---|
| Housing (rent) | $669 | $8,028 | 30% |
| Utilities | $219 | $2,628 | 10% |
| Food at home | $265 | $3,180 | 12% |
| Transportation | $580 | $6,960 | 26% |
| Health care | $336 | $4,032 | 15% |
| Clothing, personal care & supplies | $158 | $1,896 | 7% |
| Total | $2,227 | $26,724 | 100% |
2 adults · 2-bedroom · modelled estimate for Midwest City, OK
| Category | Per month | Per year | Share |
|---|---|---|---|
| Housing (rent) | $796 | $9,552 | 21% |
| Utilities | $345 | $4,140 | 9% |
| Food at home | $488 | $5,856 | 13% |
| Transportation | $1,148 | $13,776 | 31% |
| Health care | $622 | $7,464 | 17% |
| Clothing, personal care & supplies | $311 | $3,732 | 8% |
| Total | $3,710 | $44,520 | 100% |
2 adults + 2 children · 3-bedroom · modelled estimate for Midwest City, OK
| Category | Per month | Per year | Share |
|---|---|---|---|
| Housing (rent) | $1,039 | $12,468 | 22% |
| Utilities | $421 | $5,052 | 9% |
| Food at home | $696 | $8,352 | 15% |
| Transportation | $1,529 | $18,348 | 33% |
| Health care | $579 | $6,948 | 12% |
| Clothing, personal care & supplies | $400 | $4,800 | 9% |
| Total | $4,664 | $55,968 | 100% |
Modelled estimate of basic costs, excluding taxes, child care and savings. Housing is rent excluding tenant-paid utilities (counted under utilities). See how the budget is calculated.
Housing costs in Midwest City
Rent by number of bedrooms
| Size | Median rent |
|---|---|
| Studio | $741 |
| 1 bedroom | $834 |
| 2 bedrooms | $993 |
| 3 bedrooms | $1,296 |
| 4 bedrooms | $1,469 |
Median rent: Census ACS 2020-2024 median gross rent by bedrooms (rent plus tenant-paid utilities, all renters).
Rent, home values and affordability
| Measure | Value |
|---|---|
| Median gross rent | $1,091 |
| Median contract rent (excl. utilities) | $875 |
| Median home value | $164,500 |
| Owner costs with a mortgage | $1,360/mo |
| Median household income | $57,520 |
| Rent as % of renter income Moderate | 28.9% |
| Home value ÷ household income Very affordable | 2.9× |
Census ACS 5-year 2020-2024.
Electricity and gas prices
Residential electricity in Oklahoma
14.82¢ per kWh, August 2026
12-month change: +2.8% (from 14.42¢) · US 18.16¢
Average household uses 1,075 kWh a month in Oklahoma ≈ $148/month. Source: EIA-861M (statewide average).
Regular gasoline regional figure: Midwest (PADD 2)
$4.10 per gallon, week of 2026-11-02
12-month change: +45.0% (from $2.83) · US $4.15
EIA weekly retail price survey; Oklahoma is covered by the Midwest (PADD 2) average.
Inflation in the South
Consumer prices in the South Census region rose +3.4% in the 12 months to September 2026 (US +3.7%). Nationally, food at home changed +1.8%, shelter +3.2% and energy +20.4%. Source: BLS CPI-U, not seasonally adjusted. CPI is published for regions and large metro areas, so the regional figure is shown.
Salary equivalent
Because prices in Midwest City are 9.7% below the US average, $60,000 here has the buying power of about $66,500 in an average-priced US area.
Formula: US-equivalent = salary × 100 ÷ 90.3. Based on the local cost index (CostLiving estimate from BEA RPP and Census rents); taxes not included.
Nearby cities
| City | Distance | Index | Budget (single) | Median rent |
|---|---|---|---|---|
| Oklahoma City, OK | 8 mi | 90.7 | $2,317 | $1,130 |
| Moore, OK | 11 mi | 93.2 | $2,288 | $1,340 |
| Edmond, OK | 15 mi | 93.3 | $2,366 | $1,344 |
| Norman, OK | 15 mi | 90.3 | $2,331 | $1,090 |
| Ada, OK | 62 mi | 86.7 | $1,980 | $894 |
| Enid, OK | 71 mi | 86.8 | $2,108 | $914 |
Cities with a similar cost of living
| City | Index | Budget (single) | Median rent |
|---|---|---|---|
| Montgomery, AL | 90.3 | $2,251 | $1,089 |
| Birmingham, AL | 90.3 | $2,409 | $1,107 |
| Independence, MO | 90.3 | $2,294 | $1,109 |
| Gulfport, MS | 90.4 | $2,294 | $1,086 |
| Lorain, OH | 90.4 | $2,125 | $887 |
| Council Bluffs, IA | 90.2 | $2,230 | $1,030 |
Compare Midwest City with another city
Frequently asked questions
Is Midwest City, OK an expensive place to live?
Midwest City has a local cost of living index of 90.3, which is 9.7% below the US average. This CostLiving estimate starts from the BEA Regional Price Parities 2024 for the Oklahoma City, OK metro area (90.4) and adjusts housing to Midwest City's own rents. It is 2.4 points above the Oklahoma average. It is the 5th most expensive of the 11 Oklahoma cities in our data. Cheaper than 92% of the cities we cover.
How much money do you need to live in Midwest City?
Our modelled estimate of basic monthly costs is $2,227 for a single adult, $3,710 for a couple and $4,664 for a family of four, before taxes, child care and savings. A $60,000 salary in an average-priced US area buys about the same as $54,200 in Midwest City.
What is the average rent in Midwest City?
The median gross rent (rent plus tenant-paid utilities) is $1,091 a month (Census ACS 2020-2024). By size: 1 bedroom $834, 2 bedrooms $993, 3 bedrooms $1,296. The typical renter spends 28.9% of household income on rent (moderate).
How much does a house cost in Midwest City?
The median owner-estimated home value is $164,500, 2.9 times the median household income of $57,520 (very affordable). Owners with a mortgage pay a median $1,360 a month in housing costs.
How much is electricity and gas in Midwest City?
Oklahoma residential electricity averaged 14.82¢ per kWh in August 2026 (US 18.16¢). Regular gasoline was $4.10 a gallon (Midwest (PADD 2) average, week of 2026-11-02).
Sources and notes
- Local cost index: CostLiving estimate from BEA Regional Price Parities 2024 for the Oklahoma City, OK metropolitan statistical area (BEA index 90.4) with housing from Census ACS median rent (city figure); see the methodology.
- Rents, home values, income, population: U.S. Census Bureau ACS 5-year 2020-2024, Census place 4048350 (Midwest City city).
- Electricity: EIA-861M, Oklahoma residential average, August 2026.
- Gasoline: EIA weekly retail regular gasoline, Midwest (PADD 2), week of 2026-11-02.
- Inflation: BLS CPI-U South region, September 2026.
- Budget baselines: BLS Consumer Expenditure Survey 2025; electricity use by household size: EIA RECS 2020.
- Gasoline price: regional figure (EIA publishes weekly prices for only 9 states).
Labels such as “county figure” or “state nonmetro figure” mark values that come from a larger area because the city-level figure is unavailable or unreliable. The monthly budget is a modelled estimate, not observed spending, and excludes taxes. This page is for general information and is not financial advice. Methodology · All sources