Cost of Living in Shoreline, WA

Updated November 2026 · King County · Seattle-Tacoma-Bellevue, WA metro area · population 61,431

Local cost index (CostLiving estimate)
112.8
Much more expensive than the US average
BEA index for the Seattle-Tacoma-Bellevue, WA metro area: 111.1
Monthly budget
$3,287
single adult · $6,615 family of 4
Modelled estimate, before taxes
Median rent
$1,985
per month, gross rent · US $1,413
Median home value
$811,100
US $332,700 · Very expensive

Prices in Shoreline are 12.8% above the US average (local index 112.8; the BEA index for the Seattle-Tacoma-Bellevue, WA metro area is 111.1), with local housing the biggest cost driver at 145.3; a single adult's modelled budget is about $3,287 a month and the median rent is $1,985.

Prices by category

CostLiving local estimate. 100 = US average; 110 means prices are 10% higher. Housing reflects Shoreline's own median rent compared with the area's average rent; goods, utilities and other services are BEA's official price parities for the Seattle-Tacoma-Bellevue, WA metro area, unchanged.

Shoreline price index by category, US average = 100: All items 112.8, Housing (rents) 145.3, Goods 104.0, Utilities 92.8, Other services 106.8

Cheaper than US average More expensive · CostLiving estimate from BEA RPP 2024 and Census ACS rents

It is the 10th most expensive of the 32 Washington cities in our data. More expensive than 83% of the cities we cover.

Official BEA Regional Price Parities for the Seattle-Tacoma-Bellevue, WA metro area. 2024: goods 104.0, housing 151.3, utilities 92.8, other services 106.8.
BEA index201920202021202220232024
All items112.5113.0114.5114.0112.7111.1

Monthly budget by household type

1 adult · 1-bedroom · modelled estimate for Shoreline, WA

CategoryPer monthPer yearShare
Housing (rent) $1,481 $17,772 45%
Utilities $238 $2,856 7%
Food at home $293 $3,516 9%
Transportation $724 $8,688 22%
Health care $376 $4,512 11%
Clothing, personal care & supplies $175 $2,100 5%
Total$3,287$39,444100%

2 adults · 2-bedroom · modelled estimate for Shoreline, WA

CategoryPer monthPer yearShare
Housing (rent) $1,999 $23,988 37%
Utilities $378 $4,536 7%
Food at home $541 $6,492 10%
Transportation $1,432 $17,184 27%
Health care $696 $8,352 13%
Clothing, personal care & supplies $345 $4,140 6%
Total$5,391$64,692100%

2 adults + 2 children · 3-bedroom · modelled estimate for Shoreline, WA

CategoryPer monthPer yearShare
Housing (rent) $2,382 $28,584 36%
Utilities $460 $5,520 7%
Food at home $772 $9,264 12%
Transportation $1,908 $22,896 29%
Health care $648 $7,776 10%
Clothing, personal care & supplies $445 $5,340 7%
Total$6,615$79,380100%

Modelled estimate of basic costs, excluding taxes, child care and savings. Housing is rent excluding tenant-paid utilities (counted under utilities). See how the budget is calculated.

Housing costs in Shoreline

Rent by number of bedrooms

SizeMedian rent
Studio $1,533
1 bedroom $1,641
2 bedrooms $2,214
3 bedrooms $2,638
4 bedrooms $2,792

Median rent: Census ACS 2020-2024 median gross rent by bedrooms (rent plus tenant-paid utilities, all renters).

Rent, home values and affordability

MeasureValue
Median gross rent$1,985
Median contract rent (excl. utilities)$1,792
Median home value$811,100
Owner costs with a mortgage$3,198/mo
Median household income$112,751
Rent as % of renter income Expensive32.2%
Home value ÷ household income Very expensive7.2×

Census ACS 5-year 2020-2024.

Electricity and gas prices

Residential electricity in Washington

14.63¢ per kWh, August 2026

12-month change: +7.2% (from 13.65¢) · US 18.16¢

Aug 2025: 13.65¢/kWh Sep 2025: 13.80¢/kWh Oct 2025: 14.07¢/kWh Nov 2025: 13.86¢/kWh Dec 2025: 13.35¢/kWh Jan 2026: 13.80¢/kWh Feb 2026: 14.10¢/kWh Mar 2026: 14.39¢/kWh Apr 2026: 14.36¢/kWh May 2026: 14.95¢/kWh Jun 2026: 14.91¢/kWh Jul 2026: 14.71¢/kWh Aug 2026: 14.63¢/kWh

Average household uses 928 kWh a month in Washington ≈ $132/month. Source: EIA-861M (statewide average).

Regular gasoline

$5.09 per gallon, week of 2026-11-02

12-month change: +22.1% (from $4.17) · US $4.15

2026-05-11: $5.595/gal 2026-05-18: $5.591/gal 2026-05-25: $5.570/gal 2026-06-01: $5.524/gal 2026-06-08: $5.444/gal 2026-06-15: $5.343/gal 2026-06-22: $5.152/gal 2026-06-29: $5.029/gal 2026-07-06: $4.897/gal 2026-07-13: $4.849/gal 2026-07-20: $4.898/gal 2026-07-27: $5.010/gal 2026-08-03: $5.045/gal 2026-08-10: $5.056/gal 2026-08-17: $5.121/gal 2026-08-24: $5.214/gal 2026-08-31: $5.259/gal 2026-09-07: $5.483/gal 2026-09-14: $5.503/gal 2026-09-21: $5.516/gal 2026-09-28: $5.453/gal 2026-10-05: $5.424/gal 2026-10-12: $5.377/gal 2026-10-19: $5.332/gal 2026-10-26: $5.203/gal 2026-11-02: $5.095/gal

EIA weekly retail price survey.

Inflation in the West

Consumer prices in the West Census region rose +3.4% in the 12 months to September 2026 (US +3.7%). Nationally, food at home changed +1.8%, shelter +3.2% and energy +20.4%. Source: BLS CPI-U, not seasonally adjusted. CPI is published for regions and large metro areas, so the regional figure is shown.

Salary equivalent

Because prices in Shoreline are 12.8% above the US average, $60,000 here has the buying power of about $53,200 in an average-priced US area.

Same buying power in an average-priced US area$53,200
Needed in Shoreline to match $60,000 in an average-priced US area$67,700

Formula: US-equivalent = salary × 100 ÷ 112.8. Based on the local cost index (CostLiving estimate from BEA RPP and Census rents); taxes not included.

Nearby cities

CityDistanceIndexBudget (single)Median rent
Bothell, WA7 mi117.7 $3,758$2,346
Kirkland, WA8 mi118.4 $3,837$2,401
Seattle, WA10 mi113.4 $3,582$2,030
Redmond, WA12 mi118.5 $3,919$2,409
Bellevue, WA14 mi120.7 $4,022$2,572
Everett, WA16 mi109.6 $3,247$1,740

Cities with a similar cost of living

CityIndexBudget (single)Median rent
Pomona, CA112.8 $3,300$1,810
Gardena, CA112.8 $3,416$1,809
Stamford, CT112.9 $3,772$2,276
Miami, FL112.8 $3,174$1,758
Reston, VA112.9 $3,687$2,231
Yonkers, NY112.9 $3,366$1,784

Compare Shoreline with another city

Frequently asked questions

Is Shoreline, WA an expensive place to live?

Shoreline has a local cost of living index of 112.8, which is 12.8% above the US average. This CostLiving estimate starts from the BEA Regional Price Parities 2024 for the Seattle-Tacoma-Bellevue, WA metro area (111.1) and adjusts housing to Shoreline's own rents. It is 5.8 points above the Washington average. It is the 10th most expensive of the 32 Washington cities in our data. More expensive than 83% of the cities we cover.

How much money do you need to live in Shoreline?

Our modelled estimate of basic monthly costs is $3,287 for a single adult, $5,391 for a couple and $6,615 for a family of four, before taxes, child care and savings. A $60,000 salary in an average-priced US area buys about the same as $67,700 in Shoreline.

What is the average rent in Shoreline?

The median gross rent (rent plus tenant-paid utilities) is $1,985 a month (Census ACS 2020-2024). By size: 1 bedroom $1,641, 2 bedrooms $2,214, 3 bedrooms $2,638. The typical renter spends 32.2% of household income on rent (expensive).

How much does a house cost in Shoreline?

The median owner-estimated home value is $811,100, 7.2 times the median household income of $112,751 (very expensive). Owners with a mortgage pay a median $3,198 a month in housing costs.

How much is electricity and gas in Shoreline?

Washington residential electricity averaged 14.63¢ per kWh in August 2026 (US 18.16¢). Regular gasoline was $5.09 a gallon (Washington average, week of 2026-11-02).

Sources and notes

Labels such as “county figure” or “state nonmetro figure” mark values that come from a larger area because the city-level figure is unavailable or unreliable. The monthly budget is a modelled estimate, not observed spending, and excludes taxes. This page is for general information and is not financial advice. Methodology · All sources