Cost of Living in Harrisburg, PA
Updated November 2026 · Dauphin County · Harrisburg-Carlisle, PA metro area · population 50,287
Prices in Harrisburg are 2.9% below the US average (local index 97.1; the BEA index for the Harrisburg-Carlisle, PA metro area is 98.7), with local housing the biggest saving at 88.4; a single adult's modelled budget is about $2,502 a month and the median rent is $1,062.
Prices by category
CostLiving local estimate. 100 = US average; 110 means prices are 10% higher. Housing reflects Harrisburg's own median rent compared with the area's average rent; goods, utilities and other services are BEA's official price parities for the Harrisburg-Carlisle, PA metro area, unchanged.
Harrisburg price index by category, US average = 100: All items 97.1, Housing (rents) 88.4, Goods 100.7, Utilities 108.1, Other services 97.7
It is the 6th most expensive of the 10 Pennsylvania cities in our data. Cheaper than 68% of the cities we cover.
| BEA index | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|
| All items | 96.7 | 96.1 | 97.3 | 95.9 | 97.0 | 98.7 |
Monthly budget by household type
1 adult · 1-bedroom · modelled estimate for Harrisburg, PA
| Category | Per month | Per year | Share |
|---|---|---|---|
| Housing (rent) | $798 | $9,576 | 32% |
| Utilities | $291 | $3,492 | 12% |
| Food at home | $284 | $3,408 | 11% |
| Transportation | $618 | $7,416 | 25% |
| Health care | $344 | $4,128 | 14% |
| Clothing, personal care & supplies | $167 | $2,004 | 7% |
| Total | $2,502 | $30,024 | 100% |
2 adults · 2-bedroom · modelled estimate for Harrisburg, PA
| Category | Per month | Per year | Share |
|---|---|---|---|
| Housing (rent) | $931 | $11,172 | 23% |
| Utilities | $462 | $5,544 | 11% |
| Food at home | $524 | $6,288 | 13% |
| Transportation | $1,222 | $14,664 | 30% |
| Health care | $637 | $7,644 | 16% |
| Clothing, personal care & supplies | $329 | $3,948 | 8% |
| Total | $4,105 | $49,260 | 100% |
2 adults + 2 children · 3-bedroom · modelled estimate for Harrisburg, PA
| Category | Per month | Per year | Share |
|---|---|---|---|
| Housing (rent) | $1,053 | $12,636 | 21% |
| Utilities | $562 | $6,744 | 11% |
| Food at home | $748 | $8,976 | 15% |
| Transportation | $1,627 | $19,524 | 32% |
| Health care | $593 | $7,116 | 12% |
| Clothing, personal care & supplies | $424 | $5,088 | 8% |
| Total | $5,007 | $60,084 | 100% |
Modelled estimate of basic costs, excluding taxes, child care and savings. Housing is rent excluding tenant-paid utilities (counted under utilities). See how the budget is calculated.
Housing costs in Harrisburg
Rent by number of bedrooms
| Size | Median rent |
|---|---|
| Studio | $886 |
| 1 bedroom | $942 |
| 2 bedrooms | $1,098 |
| 3 bedrooms | $1,243 |
| 4 bedrooms | $1,069 |
Median rent: Census ACS 2020-2024 median gross rent by bedrooms (rent plus tenant-paid utilities, all renters).
Rent, home values and affordability
| Measure | Value |
|---|---|
| Median gross rent | $1,062 |
| Median contract rent (excl. utilities) | $900 |
| Median home value | $124,200 |
| Owner costs with a mortgage | $1,272/mo |
| Median household income | $48,099 |
| Rent as % of renter income Moderate | 29.6% |
| Home value ÷ household income Very affordable | 2.6× |
Census ACS 5-year 2020-2024.
Electricity and gas prices
Residential electricity in Pennsylvania
21.77¢ per kWh, August 2026
12-month change: +9.2% (from 19.93¢) · US 18.16¢
Average household uses 837 kWh a month in Pennsylvania ≈ $175/month. Source: EIA-861M (statewide average).
Regular gasoline regional figure: Central Atlantic (PADD 1B)
$4.23 per gallon, week of 2026-11-02
12-month change: +38.3% (from $3.06) · US $4.15
EIA weekly retail price survey; Pennsylvania is covered by the Central Atlantic (PADD 1B) average.
Inflation in the Northeast
Consumer prices in the Northeast Census region rose +4.2% in the 12 months to September 2026 (US +3.7%). Nationally, food at home changed +1.8%, shelter +3.2% and energy +20.4%. Source: BLS CPI-U, not seasonally adjusted. CPI is published for regions and large metro areas, so the regional figure is shown.
Salary equivalent
Because prices in Harrisburg are 2.9% below the US average, $60,000 here has the buying power of about $61,800 in an average-priced US area.
Formula: US-equivalent = salary × 100 ÷ 97.1. Based on the local cost index (CostLiving estimate from BEA RPP and Census rents); taxes not included.
Nearby cities
| City | Distance | Index | Budget (single) | Median rent |
|---|---|---|---|---|
| Lancaster, PA | 35 mi | 97.3 | $2,564 | $1,240 |
| Reading, PA | 51 mi | 94.2 | $2,366 | $1,067 |
| Bel Air South, MD | 61 mi | 105.5 | $2,995 | $1,757 |
| Towson, MD | 63 mi | 105.6 | $3,305 | $1,764 |
| Frederick, MD | 64 mi | 107.0 | $3,171 | $1,764 |
| Baltimore, MD | 69 mi | 100.1 | $2,690 | $1,331 |
Cities with a similar cost of living
| City | Index | Budget (single) | Median rent |
|---|---|---|---|
| Missoula, MT | 97.1 | $2,548 | $1,189 |
| Hampton, VA | 97.1 | $2,672 | $1,427 |
| Noblesville, IN | 97.2 | $2,673 | $1,389 |
| Nashville, TN | 97.0 | $2,869 | $1,586 |
| St. Peters, MO | 97.0 | $2,640 | $1,321 |
| Klamath Falls, OR | 97.0 | $2,408 | $986 |
Compare Harrisburg with another city
Frequently asked questions
Is Harrisburg, PA an expensive place to live?
Harrisburg has a local cost of living index of 97.1, which is 2.9% below the US average. This CostLiving estimate starts from the BEA Regional Price Parities 2024 for the Harrisburg-Carlisle, PA metro area (98.7) and adjusts housing to Harrisburg's own rents. It is 0.5 points below the Pennsylvania average. It is the 6th most expensive of the 10 Pennsylvania cities in our data. Cheaper than 68% of the cities we cover.
How much money do you need to live in Harrisburg?
Our modelled estimate of basic monthly costs is $2,502 for a single adult, $4,105 for a couple and $5,007 for a family of four, before taxes, child care and savings. A $60,000 salary in an average-priced US area buys about the same as $58,300 in Harrisburg.
What is the average rent in Harrisburg?
The median gross rent (rent plus tenant-paid utilities) is $1,062 a month (Census ACS 2020-2024). By size: 1 bedroom $942, 2 bedrooms $1,098, 3 bedrooms $1,243. The typical renter spends 29.6% of household income on rent (moderate).
How much does a house cost in Harrisburg?
The median owner-estimated home value is $124,200, 2.6 times the median household income of $48,099 (very affordable). Owners with a mortgage pay a median $1,272 a month in housing costs.
How much is electricity and gas in Harrisburg?
Pennsylvania residential electricity averaged 21.77¢ per kWh in August 2026 (US 18.16¢). Regular gasoline was $4.23 a gallon (Central Atlantic (PADD 1B) average, week of 2026-11-02).
Sources and notes
- Local cost index: CostLiving estimate from BEA Regional Price Parities 2024 for the Harrisburg-Carlisle, PA metropolitan statistical area (BEA index 98.7) with housing from Census ACS median rent (city figure); see the methodology.
- Rents, home values, income, population: U.S. Census Bureau ACS 5-year 2020-2024, Census place 4232800 (Harrisburg city).
- Electricity: EIA-861M, Pennsylvania residential average, August 2026.
- Gasoline: EIA weekly retail regular gasoline, Central Atlantic (PADD 1B), week of 2026-11-02.
- Inflation: BLS CPI-U Northeast region, September 2026.
- Budget baselines: BLS Consumer Expenditure Survey 2025; electricity use by household size: EIA RECS 2020.
- Gasoline price: regional figure (EIA publishes weekly prices for only 9 states).
Labels such as “county figure” or “state nonmetro figure” mark values that come from a larger area because the city-level figure is unavailable or unreliable. The monthly budget is a modelled estimate, not observed spending, and excludes taxes. This page is for general information and is not financial advice. Methodology · All sources