Cost of Living in Arlington Heights, IL

Updated November 2026 · Cook County · Chicago-Naperville-Elgin, IL-IN metro area · population 76,005

Local cost index (CostLiving estimate)
108.3
More expensive than the US average
BEA index for the Chicago-Naperville-Elgin, IL-IN metro area: 103.6
Monthly budget
$3,210
single adult · $6,367 family of 4
Modelled estimate, before taxes
Median rent
$1,760
per month, gross rent · US $1,413
Median home value
$414,500
US $332,700 · Affordable

Prices in Arlington Heights are 8.3% above the US average (local index 108.3; the BEA index for the Chicago-Naperville-Elgin, IL-IN metro area is 103.6), with local housing the biggest cost driver at 130.4; a single adult's modelled budget is about $3,210 a month and the median rent is $1,760.

Prices by category

CostLiving local estimate. 100 = US average; 110 means prices are 10% higher. Housing reflects Arlington Heights's own median rent compared with the area's average rent; goods, utilities and other services are BEA's official price parities for the Chicago-Naperville-Elgin, IL-IN metro area, unchanged.

Arlington Heights price index by category, US average = 100: All items 108.3, Housing (rents) 130.4, Goods 107.3, Utilities 83.6, Other services 100.5

Cheaper than US average More expensive · CostLiving estimate from BEA RPP 2024 and Census ACS rents

It is the 5th most expensive of the 32 Illinois cities in our data. More expensive than 71% of the cities we cover.

Official BEA Regional Price Parities for the Chicago-Naperville-Elgin, IL-IN metro area. 2024: goods 107.3, housing 112.0, utilities 83.6, other services 100.5.
BEA index201920202021202220232024
All items102.6104.5105.5105.7102.5103.6

Monthly budget by household type

1 adult · 1-bedroom · modelled estimate for Arlington Heights, IL

CategoryPer monthPer yearShare
Housing (rent) $1,488 $17,856 46%
Utilities $223 $2,676 7%
Food at home $303 $3,636 9%
Transportation $667 $8,004 21%
Health care $353 $4,236 11%
Clothing, personal care & supplies $176 $2,112 5%
Total$3,210$38,520100%

2 adults · 2-bedroom · modelled estimate for Arlington Heights, IL

CategoryPer monthPer yearShare
Housing (rent) $1,713 $20,556 35%
Utilities $354 $4,248 7%
Food at home $559 $6,708 11%
Transportation $1,322 $15,864 27%
Health care $655 $7,860 13%
Clothing, personal care & supplies $348 $4,176 7%
Total$4,951$59,412100%

2 adults + 2 children · 3-bedroom · modelled estimate for Arlington Heights, IL

CategoryPer monthPer yearShare
Housing (rent) $2,326 $27,912 37%
Utilities $431 $5,172 7%
Food at home $797 $9,564 13%
Transportation $1,755 $21,060 28%
Health care $610 $7,320 10%
Clothing, personal care & supplies $448 $5,376 7%
Total$6,367$76,404100%

Modelled estimate of basic costs, excluding taxes, child care and savings. Housing is rent excluding tenant-paid utilities (counted under utilities). See how the budget is calculated.

Housing costs in Arlington Heights

Rent by number of bedrooms

SizeMedian rent
Studio $1,568
1 bedroom $1,578
2 bedrooms $1,816
3 bedrooms $2,466
4 bedrooms $2,734

Median rent: Census ACS 2020-2024 median gross rent by bedrooms (rent plus tenant-paid utilities, all renters).

Rent, home values and affordability

MeasureValue
Median gross rent$1,760
Median contract rent (excl. utilities)$1,660
Median home value$414,500
Owner costs with a mortgage$2,642/mo
Median household income$116,723
Rent as % of renter income Moderate26.3%
Home value ÷ household income Affordable3.6×

Census ACS 5-year 2020-2024.

Electricity and gas prices

Residential electricity in Illinois

19.32¢ per kWh, August 2026

12-month change: +7.2% (from 18.03¢) · US 18.16¢

Aug 2025: 18.03¢/kWh Sep 2025: 19.01¢/kWh Oct 2025: 18.70¢/kWh Nov 2025: 18.28¢/kWh Dec 2025: 17.05¢/kWh Jan 2026: 16.36¢/kWh Feb 2026: 17.83¢/kWh Mar 2026: 18.85¢/kWh Apr 2026: 20.47¢/kWh May 2026: 23.85¢/kWh Jun 2026: 19.89¢/kWh Jul 2026: 19.22¢/kWh Aug 2026: 19.32¢/kWh

Average household uses 697 kWh a month in Illinois ≈ $132/month. Source: EIA-861M (statewide average).

Regular gasoline regional figure: Midwest (PADD 2)

$4.10 per gallon, week of 2026-11-02

12-month change: +45.0% (from $2.83) · US $4.15

2026-05-11: $4.405/gal 2026-05-18: $4.399/gal 2026-05-25: $4.352/gal 2026-06-01: $4.135/gal 2026-06-08: $3.945/gal 2026-06-15: $3.861/gal 2026-06-22: $3.723/gal 2026-06-29: $3.625/gal 2026-07-06: $3.531/gal 2026-07-13: $3.662/gal 2026-07-20: $3.780/gal 2026-07-27: $3.882/gal 2026-08-03: $3.929/gal 2026-08-10: $3.816/gal 2026-08-17: $3.938/gal 2026-08-24: $3.934/gal 2026-08-31: $3.847/gal 2026-09-07: $3.894/gal 2026-09-14: $4.091/gal 2026-09-21: $4.386/gal 2026-09-28: $4.291/gal 2026-10-05: $4.109/gal 2026-10-12: $4.145/gal 2026-10-19: $4.145/gal 2026-10-26: $4.269/gal 2026-11-02: $4.102/gal

EIA weekly retail price survey; Illinois is covered by the Midwest (PADD 2) average.

Inflation in the Midwest

Consumer prices in the Midwest Census region rose +4.2% in the 12 months to September 2026 (US +3.7%). Nationally, food at home changed +1.8%, shelter +3.2% and energy +20.4%. Source: BLS CPI-U, not seasonally adjusted. CPI is published for regions and large metro areas, so the regional figure is shown.

Salary equivalent

Because prices in Arlington Heights are 8.3% above the US average, $60,000 here has the buying power of about $55,400 in an average-priced US area.

Same buying power in an average-priced US area$55,400
Needed in Arlington Heights to match $60,000 in an average-priced US area$65,000

Formula: US-equivalent = salary × 100 ÷ 108.3. Based on the local cost index (CostLiving estimate from BEA RPP and Census rents); taxes not included.

Nearby cities

CityDistanceIndexBudget (single)Median rent
Mount Prospect, IL3 mi104.8 $3,008$1,502
Palatine, IL3 mi105.4 $2,911$1,549
Des Plaines, IL6 mi106.2 $2,857$1,606
Schaumburg, IL7 mi109.0 $3,203$1,812
Hoffman Estates, IL9 mi107.9 $2,864$1,734
Skokie, IL13 mi105.5 $2,871$1,552

Cities with a similar cost of living

CityIndexBudget (single)Median rent
Santa Maria, CA108.3 $3,400$1,925
Frisco, TX108.2 $3,268$2,014
Huntington Park, CA108.4 $3,179$1,505
East Los Angeles, CA108.2 $3,026$1,494
Dale City, VA108.4 $3,001$1,876
Thornton, CO108.2 $3,253$1,895

Compare Arlington Heights with another city

Frequently asked questions

Is Arlington Heights, IL an expensive place to live?

Arlington Heights has a local cost of living index of 108.3, which is 8.3% above the US average. This CostLiving estimate starts from the BEA Regional Price Parities 2024 for the Chicago-Naperville-Elgin, IL-IN metro area (103.6) and adjusts housing to Arlington Heights's own rents. It is 8.3 points above the Illinois average. It is the 5th most expensive of the 32 Illinois cities in our data. More expensive than 71% of the cities we cover.

How much money do you need to live in Arlington Heights?

Our modelled estimate of basic monthly costs is $3,210 for a single adult, $4,951 for a couple and $6,367 for a family of four, before taxes, child care and savings. A $60,000 salary in an average-priced US area buys about the same as $65,000 in Arlington Heights.

What is the average rent in Arlington Heights?

The median gross rent (rent plus tenant-paid utilities) is $1,760 a month (Census ACS 2020-2024). By size: 1 bedroom $1,578, 2 bedrooms $1,816, 3 bedrooms $2,466. The typical renter spends 26.3% of household income on rent (moderate).

How much does a house cost in Arlington Heights?

The median owner-estimated home value is $414,500, 3.6 times the median household income of $116,723 (affordable). Owners with a mortgage pay a median $2,642 a month in housing costs.

How much is electricity and gas in Arlington Heights?

Illinois residential electricity averaged 19.32¢ per kWh in August 2026 (US 18.16¢). Regular gasoline was $4.10 a gallon (Midwest (PADD 2) average, week of 2026-11-02).

Sources and notes

Labels such as “county figure” or “state nonmetro figure” mark values that come from a larger area because the city-level figure is unavailable or unreliable. The monthly budget is a modelled estimate, not observed spending, and excludes taxes. This page is for general information and is not financial advice. Methodology · All sources