Cost of Living in Bartlett, TN

Updated November 2026 · Shelby County · Memphis, TN-MS-AR metro area · population 56,876

Local cost index (CostLiving estimate)
96.4
Cheaper than the US average
BEA index for the Memphis, TN-MS-AR metro area: 92.2
Monthly budget
$2,618
single adult · $5,256 family of 4
Modelled estimate, before taxes
Median rent
$1,638
per month, gross rent · US $1,413
Median home value
$310,400
US $332,700 · Affordable

Prices in Bartlett are 3.6% below the US average (local index 96.4; the BEA index for the Memphis, TN-MS-AR metro area is 92.2), with utilities the biggest saving at 74.1; a single adult's modelled budget is about $2,618 a month and the median rent is $1,638.

Prices by category

CostLiving local estimate. 100 = US average; 110 means prices are 10% higher. Housing reflects Bartlett's own median rent compared with the area's average rent; goods, utilities and other services are BEA's official price parities for the Memphis, TN-MS-AR metro area, unchanged.

Bartlett price index by category, US average = 100: All items 96.4, Housing (rents) 99.5, Goods 96.2, Utilities 74.1, Other services 95.4

Cheaper than US average More expensive · CostLiving estimate from BEA RPP 2024 and Census ACS rents

It is the 6th most expensive of the 18 Tennessee cities in our data. Cheaper than 71% of the cities we cover.

Official BEA Regional Price Parities for the Memphis, TN-MS-AR metro area. 2024: goods 96.2, housing 79.8, utilities 74.1, other services 95.4.
BEA index201920202021202220232024
All items91.390.390.391.891.992.2

Monthly budget by household type

1 adult · 1-bedroom · modelled estimate for Bartlett, TN

CategoryPer monthPer yearShare
Housing (rent) $1,013 $12,156 39%
Utilities $228 $2,736 9%
Food at home $271 $3,252 10%
Transportation $610 $7,320 23%
Health care $335 $4,020 13%
Clothing, personal care & supplies $161 $1,932 6%
Total$2,618$31,416100%

2 adults · 2-bedroom · modelled estimate for Bartlett, TN

CategoryPer monthPer yearShare
Housing (rent) $1,085 $13,020 27%
Utilities $359 $4,308 9%
Food at home $501 $6,012 12%
Transportation $1,206 $14,472 30%
Health care $621 $7,452 15%
Clothing, personal care & supplies $316 $3,792 8%
Total$4,088$49,056100%

2 adults + 2 children · 3-bedroom · modelled estimate for Bartlett, TN

CategoryPer monthPer yearShare
Housing (rent) $1,512 $18,144 29%
Utilities $437 $5,244 8%
Food at home $715 $8,580 14%
Transportation $1,605 $19,260 31%
Health care $579 $6,948 11%
Clothing, personal care & supplies $408 $4,896 8%
Total$5,256$63,072100%

Modelled estimate of basic costs, excluding taxes, child care and savings. Housing is rent excluding tenant-paid utilities (counted under utilities). See how the budget is calculated.

Housing costs in Bartlett

Rent by number of bedrooms

SizeMedian rent
Studio $1,447 modelled from city median rent
1 bedroom $1,237
2 bedrooms $1,324
3 bedrooms $1,845
4 bedrooms $2,225

Median rent: Census ACS 2020-2024 median gross rent by bedrooms (rent plus tenant-paid utilities, all renters).

Rent, home values and affordability

MeasureValue
Median gross rent$1,638
Median contract rent (excl. utilities)$1,342
Median home value$310,400
Owner costs with a mortgage$1,775/mo
Median household income$102,070
Rent as % of renter income Moderate26.7%
Home value ÷ household income Affordable3.0×

Census ACS 5-year 2020-2024.

Electricity and gas prices

Residential electricity in Tennessee

13.42¢ per kWh, August 2026

12-month change: +2.5% (from 13.09¢) · US 18.16¢

Aug 2025: 13.09¢/kWh Sep 2025: 13.30¢/kWh Oct 2025: 13.08¢/kWh Nov 2025: 13.49¢/kWh Dec 2025: 12.89¢/kWh Jan 2026: 13.10¢/kWh Feb 2026: 12.82¢/kWh Mar 2026: 15.08¢/kWh Apr 2026: 14.94¢/kWh May 2026: 14.47¢/kWh Jun 2026: 14.07¢/kWh Jul 2026: 13.71¢/kWh Aug 2026: 13.42¢/kWh

Average household uses 1,186 kWh a month in Tennessee ≈ $161/month. Source: EIA-861M (statewide average).

Regular gasoline regional figure: Midwest (PADD 2)

$4.10 per gallon, week of 2026-11-02

12-month change: +45.0% (from $2.83) · US $4.15

2026-05-11: $4.405/gal 2026-05-18: $4.399/gal 2026-05-25: $4.352/gal 2026-06-01: $4.135/gal 2026-06-08: $3.945/gal 2026-06-15: $3.861/gal 2026-06-22: $3.723/gal 2026-06-29: $3.625/gal 2026-07-06: $3.531/gal 2026-07-13: $3.662/gal 2026-07-20: $3.780/gal 2026-07-27: $3.882/gal 2026-08-03: $3.929/gal 2026-08-10: $3.816/gal 2026-08-17: $3.938/gal 2026-08-24: $3.934/gal 2026-08-31: $3.847/gal 2026-09-07: $3.894/gal 2026-09-14: $4.091/gal 2026-09-21: $4.386/gal 2026-09-28: $4.291/gal 2026-10-05: $4.109/gal 2026-10-12: $4.145/gal 2026-10-19: $4.145/gal 2026-10-26: $4.269/gal 2026-11-02: $4.102/gal

EIA weekly retail price survey; Tennessee is covered by the Midwest (PADD 2) average.

Inflation in the South

Consumer prices in the South Census region rose +3.4% in the 12 months to September 2026 (US +3.7%). Nationally, food at home changed +1.8%, shelter +3.2% and energy +20.4%. Source: BLS CPI-U, not seasonally adjusted. CPI is published for regions and large metro areas, so the regional figure is shown.

Salary equivalent

Because prices in Bartlett are 3.6% below the US average, $60,000 here has the buying power of about $62,300 in an average-priced US area.

Same buying power in an average-priced US area$62,300
Needed in Bartlett to match $60,000 in an average-priced US area$57,800

Formula: US-equivalent = salary × 100 ÷ 96.4. Based on the local cost index (CostLiving estimate from BEA RPP and Census rents); taxes not included.

Nearby cities

CityDistanceIndexBudget (single)Median rent
Memphis, TN12 mi91.3 $2,332$1,181
Collierville, TN15 mi97.0 $2,886$1,691
Southaven, MS21 mi94.2 $2,672$1,445
Jackson, TN63 mi89.5 $2,233$1,145
Jonesboro, AR63 mi87.7 $2,166$956

Cities with a similar cost of living

CityIndexBudget (single)Median rent
Midland, TX96.4 $2,641$1,434
Orem, UT96.3 $2,807$1,438
Ogden, UT96.4 $2,386$1,216
Rochester, NY96.5 $2,494$1,081
Tonawanda Town, NY96.5 $2,618$1,102
Greenwood, IN96.2 $2,579$1,312

Compare Bartlett with another city

Frequently asked questions

Is Bartlett, TN an expensive place to live?

Bartlett has a local cost of living index of 96.4, which is 3.6% below the US average. This CostLiving estimate starts from the BEA Regional Price Parities 2024 for the Memphis, TN-MS-AR metro area (92.2) and adjusts housing to Bartlett's own rents. It is 4.5 points above the Tennessee average. It is the 6th most expensive of the 18 Tennessee cities in our data. Cheaper than 71% of the cities we cover.

How much money do you need to live in Bartlett?

Our modelled estimate of basic monthly costs is $2,618 for a single adult, $4,088 for a couple and $5,256 for a family of four, before taxes, child care and savings. A $60,000 salary in an average-priced US area buys about the same as $57,800 in Bartlett.

What is the average rent in Bartlett?

The median gross rent (rent plus tenant-paid utilities) is $1,638 a month (Census ACS 2020-2024). By size: 1 bedroom $1,237, 2 bedrooms $1,324, 3 bedrooms $1,845. The typical renter spends 26.7% of household income on rent (moderate).

How much does a house cost in Bartlett?

The median owner-estimated home value is $310,400, 3 times the median household income of $102,070 (affordable). Owners with a mortgage pay a median $1,775 a month in housing costs.

How much is electricity and gas in Bartlett?

Tennessee residential electricity averaged 13.42¢ per kWh in August 2026 (US 18.16¢). Regular gasoline was $4.10 a gallon (Midwest (PADD 2) average, week of 2026-11-02).

Sources and notes

Labels such as “county figure” or “state nonmetro figure” mark values that come from a larger area because the city-level figure is unavailable or unreliable. The monthly budget is a modelled estimate, not observed spending, and excludes taxes. This page is for general information and is not financial advice. Methodology · All sources