Cost of Living in McMinnville, OR
Updated November 2026 · Yamhill County · Portland-Vancouver-Hillsboro, OR-WA metro area · population 34,596
Prices in McMinnville are 1.7% above the US average (local index 101.7; the BEA index for the Portland-Vancouver-Hillsboro, OR-WA metro area is 105.4), with utilities the biggest cost driver at 107.0; a single adult's modelled budget is about $2,717 a month and the median rent is $1,380.
Prices by category
CostLiving local estimate. 100 = US average; 110 means prices are 10% higher. Housing reflects McMinnville's own median rent compared with the area's average rent; goods, utilities and other services are BEA's official price parities for the Portland-Vancouver-Hillsboro, OR-WA metro area, unchanged.
McMinnville price index by category, US average = 100: All items 101.7, Housing (rents) 98.6, Goods 105.2, Utilities 107.0, Other services 100.1
It is the 12th most expensive of the 16 Oregon cities in our data. Cheaper than 52% of the cities we cover.
| BEA index | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|
| All items | 106.4 | 105.8 | 105.4 | 108.8 | 106.7 | 105.4 |
Monthly budget by household type
1 adult · 1-bedroom · modelled estimate for McMinnville, OR
| Category | Per month | Per year | Share |
|---|---|---|---|
| Housing (rent) | $975 | $11,700 | 36% |
| Utilities | $260 | $3,120 | 10% |
| Food at home | $297 | $3,564 | 11% |
| Transportation | $659 | $7,908 | 24% |
| Health care | $352 | $4,224 | 13% |
| Clothing, personal care & supplies | $174 | $2,088 | 6% |
| Total | $2,717 | $32,604 | 100% |
2 adults · 2-bedroom · modelled estimate for McMinnville, OR
| Category | Per month | Per year | Share |
|---|---|---|---|
| Housing (rent) | $1,221 | $14,652 | 27% |
| Utilities | $415 | $4,980 | 9% |
| Food at home | $548 | $6,576 | 12% |
| Transportation | $1,303 | $15,636 | 29% |
| Health care | $652 | $7,824 | 15% |
| Clothing, personal care & supplies | $342 | $4,104 | 8% |
| Total | $4,481 | $53,772 | 100% |
2 adults + 2 children · 3-bedroom · modelled estimate for McMinnville, OR
| Category | Per month | Per year | Share |
|---|---|---|---|
| Housing (rent) | $1,511 | $18,132 | 27% |
| Utilities | $505 | $6,060 | 9% |
| Food at home | $781 | $9,372 | 14% |
| Transportation | $1,736 | $20,832 | 31% |
| Health care | $608 | $7,296 | 11% |
| Clothing, personal care & supplies | $442 | $5,304 | 8% |
| Total | $5,583 | $66,996 | 100% |
Modelled estimate of basic costs, excluding taxes, child care and savings. Housing is rent excluding tenant-paid utilities (counted under utilities). See how the budget is calculated.
Housing costs in McMinnville
Rent by number of bedrooms
| Size | Median rent |
|---|---|
| Studio | $1,337 |
| 1 bedroom | $1,091 |
| 2 bedrooms | $1,367 |
| 3 bedrooms | $1,691 |
| 4 bedrooms | $1,639 |
Median rent: Census ACS 2020-2024 median gross rent by bedrooms (rent plus tenant-paid utilities, all renters).
Rent, home values and affordability
| Measure | Value |
|---|---|
| Median gross rent | $1,380 |
| Median contract rent (excl. utilities) | $1,233 |
| Median home value | $432,800 |
| Owner costs with a mortgage | $1,819/mo |
| Median household income | $73,736 |
| Rent as % of renter income Very expensive | 35.0% |
| Home value ÷ household income Expensive | 5.9× |
Census ACS 5-year 2020-2024.
Electricity and gas prices
Residential electricity in Oregon
15.92¢ per kWh, August 2026
12-month change: +0.4% (from 15.85¢) · US 18.16¢
Average household uses 843 kWh a month in Oregon ≈ $131/month. Source: EIA-861M (statewide average).
Regular gasoline regional figure: West Coast excl. California (PADD 5)
$4.77 per gallon, week of 2026-11-02
12-month change: +25.9% (from $3.79) · US $4.15
EIA weekly retail price survey; Oregon is covered by the West Coast excl. California (PADD 5) average.
Inflation in the West
Consumer prices in the West Census region rose +3.4% in the 12 months to September 2026 (US +3.7%). Nationally, food at home changed +1.8%, shelter +3.2% and energy +20.4%. Source: BLS CPI-U, not seasonally adjusted. CPI is published for regions and large metro areas, so the regional figure is shown.
Salary equivalent
Because prices in McMinnville are 1.7% above the US average, $60,000 here has the buying power of about $59,000 in an average-priced US area.
Formula: US-equivalent = salary × 100 ÷ 101.7. Based on the local cost index (CostLiving estimate from BEA RPP and Census rents); taxes not included.
Nearby cities
| City | Distance | Index | Budget (single) | Median rent |
|---|---|---|---|---|
| Salem, OR | 21 mi | 103.8 | $2,693 | $1,400 |
| Tigard, OR | 25 mi | 106.9 | $3,201 | $1,782 |
| Aloha, OR | 25 mi | 108.4 | $3,051 | $1,896 |
| Hillsboro, OR | 25 mi | 109.5 | $3,340 | $1,978 |
| Beaverton, OR | 26 mi | 107.5 | $3,222 | $1,826 |
| Portland, OR | 35 mi | 105.3 | $3,096 | $1,655 |
Cities with a similar cost of living
| City | Index | Budget (single) | Median rent |
|---|---|---|---|
| San Bernardino, CA | 101.7 | $2,893 | $1,508 |
| Bakersfield, CA | 101.7 | $2,746 | $1,472 |
| North Las Vegas, NV | 101.7 | $2,765 | $1,705 |
| St. Petersburg, FL | 101.7 | $2,903 | $1,663 |
| Clearwater, FL | 101.6 | $2,862 | $1,658 |
| Bridgeport, CT | 101.7 | $2,783 | $1,450 |
Compare McMinnville with another city
Frequently asked questions
Is McMinnville, OR an expensive place to live?
McMinnville has a local cost of living index of 101.7, which is 1.7% above the US average. This CostLiving estimate starts from the BEA Regional Price Parities 2024 for the Portland-Vancouver-Hillsboro, OR-WA metro area (105.4) and adjusts housing to McMinnville's own rents. It is 1.7 points below the Oregon average. It is the 12th most expensive of the 16 Oregon cities in our data. Cheaper than 52% of the cities we cover.
How much money do you need to live in McMinnville?
Our modelled estimate of basic monthly costs is $2,717 for a single adult, $4,481 for a couple and $5,583 for a family of four, before taxes, child care and savings. A $60,000 salary in an average-priced US area buys about the same as $61,000 in McMinnville.
What is the average rent in McMinnville?
The median gross rent (rent plus tenant-paid utilities) is $1,380 a month (Census ACS 2020-2024). By size: 1 bedroom $1,091, 2 bedrooms $1,367, 3 bedrooms $1,691. The typical renter spends 35.0% of household income on rent (very expensive).
How much does a house cost in McMinnville?
The median owner-estimated home value is $432,800, 5.9 times the median household income of $73,736 (expensive). Owners with a mortgage pay a median $1,819 a month in housing costs.
How much is electricity and gas in McMinnville?
Oregon residential electricity averaged 15.92¢ per kWh in August 2026 (US 18.16¢). Regular gasoline was $4.77 a gallon (West Coast excl. California (PADD 5) average, week of 2026-11-02).
Sources and notes
- Local cost index: CostLiving estimate from BEA Regional Price Parities 2024 for the Portland-Vancouver-Hillsboro, OR-WA metropolitan statistical area (BEA index 105.4) with housing from Census ACS median rent (city figure); see the methodology.
- Rents, home values, income, population: U.S. Census Bureau ACS 5-year 2020-2024, Census place 4145000 (McMinnville city).
- Electricity: EIA-861M, Oregon residential average, August 2026.
- Gasoline: EIA weekly retail regular gasoline, West Coast excl. California (PADD 5), week of 2026-11-02.
- Inflation: BLS CPI-U West region, September 2026.
- Budget baselines: BLS Consumer Expenditure Survey 2025; electricity use by household size: EIA RECS 2020.
- Gasoline price: regional figure (EIA publishes weekly prices for only 9 states).
Labels such as “county figure” or “state nonmetro figure” mark values that come from a larger area because the city-level figure is unavailable or unreliable. The monthly budget is a modelled estimate, not observed spending, and excludes taxes. This page is for general information and is not financial advice. Methodology · All sources