Cost of Living in Breckenridge, CO
Updated November 2026 · Summit County · Breckenridge, CO micropolitan area · population 4,959
Prices in Breckenridge are 3.5% above the US average (local index 103.5; the BEA index for nonmetropolitan Colorado is 97.5), with local housing the biggest cost driver at 127.3; a single adult's modelled budget is about $3,165 a month and the median rent is $1,752.
Prices by category
CostLiving local estimate. 100 = US average; 110 means prices are 10% higher. Housing reflects Breckenridge's own median rent compared with the area's average rent; goods, utilities and other services are BEA's official price parities for nonmetropolitan Colorado, unchanged.
Breckenridge price index by category, US average = 100: All items 103.5, Housing (rents) 127.3, Goods 96.1, Utilities 81.6, Other services 99.8
It is the 16th most expensive of the 26 Colorado cities in our data. More expensive than 55% of the cities we cover.
| BEA index | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|
| All items | 97.4 | 94.8 | 93.9 | 95.7 | 96.9 | 97.5 |
Monthly budget by household type
1 adult · 1-bedroom · modelled estimate for Breckenridge, CO
| Category | Per month | Per year | Share |
|---|---|---|---|
| Housing (rent) | $1,531 | $18,372 | 48% |
| Utilities | $207 | $2,484 | 7% |
| Food at home | $271 | $3,252 | 9% |
| Transportation | $643 | $7,716 | 20% |
| Health care | $351 | $4,212 | 11% |
| Clothing, personal care & supplies | $162 | $1,944 | 5% |
| Total | $3,165 | $37,980 | 100% |
2 adults · 2-bedroom · modelled estimate for Breckenridge, CO
| Category | Per month | Per year | Share |
|---|---|---|---|
| Housing (rent) | $1,745 | $20,940 | 36% |
| Utilities | $330 | $3,960 | 7% |
| Food at home | $500 | $6,000 | 10% |
| Transportation | $1,273 | $15,276 | 26% |
| Health care | $650 | $7,800 | 13% |
| Clothing, personal care & supplies | $320 | $3,840 | 7% |
| Total | $4,818 | $57,816 | 100% |
2 adults + 2 children · 3-bedroom · modelled estimate for Breckenridge, CO
| Category | Per month | Per year | Share |
|---|---|---|---|
| Housing (rent) | $1,964 | $23,568 | 34% |
| Utilities | $401 | $4,812 | 7% |
| Food at home | $713 | $8,556 | 12% |
| Transportation | $1,691 | $20,292 | 29% |
| Health care | $606 | $7,272 | 10% |
| Clothing, personal care & supplies | $412 | $4,944 | 7% |
| Total | $5,787 | $69,444 | 100% |
Modelled estimate of basic costs, excluding taxes, child care and savings. Housing is rent excluding tenant-paid utilities (counted under utilities). See how the budget is calculated.
Housing costs in Breckenridge
Rent by number of bedrooms
| Size | Median rent |
|---|---|
| Studio | $1,547 modelled from city median rent |
| 1 bedroom | $1,531 modelled from city median rent |
| 2 bedrooms | $1,745 modelled from city median rent |
| 3 bedrooms | $1,964 modelled from city median rent |
| 4 bedrooms | $2,427 modelled from city median rent |
Median rent: Census ACS 2020-2024 median gross rent by bedrooms (rent plus tenant-paid utilities, all renters).
Rent, home values and affordability
| Measure | Value |
|---|---|
| Median gross rent | $1,752 |
| Median contract rent (excl. utilities) | $1,752 |
| Median home value wide margin | $1,012,700 |
| Owner costs with a mortgage | $2,563/mo |
| Median household income wide margin | $138,191 |
| Rent as % of renter income wide margin | 34.3% |
| Home value ÷ household income wide margin | 7.3× |
Census ACS 5-year 2020-2024.
Electricity and gas prices
Residential electricity in Colorado
17.17¢ per kWh, August 2026
12-month change: +5.9% (from 16.21¢) · US 18.16¢
Average household uses 679 kWh a month in Colorado ≈ $113/month. Source: EIA-861M (statewide average).
Regular gasoline
$4.07 per gallon, week of 2026-11-02
12-month change: +50.1% (from $2.71) · US $4.15
EIA weekly retail price survey.
Inflation in the West
Consumer prices in the West Census region rose +3.4% in the 12 months to September 2026 (US +3.7%). Nationally, food at home changed +1.8%, shelter +3.2% and energy +20.4%. Source: BLS CPI-U, not seasonally adjusted. CPI is published for regions and large metro areas, so the regional figure is shown.
Salary equivalent
Because prices in Breckenridge are 3.5% above the US average, $60,000 here has the buying power of about $58,000 in an average-priced US area.
Formula: US-equivalent = salary × 100 ÷ 103.5. Based on the local cost index (CostLiving estimate from BEA RPP and Census rents); taxes not included.
Nearby cities
| City | Distance | Index | Budget (single) | Median rent |
|---|---|---|---|---|
| Vail, CO | 20 mi | 101.5 | $2,990 | $1,606 |
| Lakewood, CO | 51 mi | 106.9 | $3,250 | $1,806 |
| Arvada, CO | 53 mi | 108.1 | $3,213 | $1,888 |
| Littleton, CO | 55 mi | 107.1 | $3,148 | $1,819 |
| Boulder, CO | 56 mi | 109.5 | $3,277 | $2,018 |
| Highlands Ranch, CO | 57 mi | 117.0 | $3,610 | $2,531 |
Cities with a similar cost of living
| City | Index | Budget (single) | Median rent |
|---|---|---|---|
| Garland, TX | 103.5 | $2,864 | $1,641 |
| West Haven, CT | 103.5 | $2,869 | $1,442 |
| Ithaca, NY | 103.5 | $2,964 | $1,447 |
| Port St. Lucie, FL | 103.4 | $3,048 | $1,937 |
| Colton, CA | 103.6 | $3,184 | $1,661 |
| Marana, AZ | 103.4 | $3,163 | $1,818 |
Compare Breckenridge with another city
Frequently asked questions
Is Breckenridge, CO an expensive place to live?
Breckenridge has a local cost of living index of 103.5, which is 3.5% above the US average. This CostLiving estimate starts from the BEA Regional Price Parities 2024 for nonmetropolitan Colorado (97.5) and adjusts housing to Breckenridge's own rents. It is 0.4 points above the Colorado average. It is the 16th most expensive of the 26 Colorado cities in our data. More expensive than 55% of the cities we cover.
How much money do you need to live in Breckenridge?
Our modelled estimate of basic monthly costs is $3,165 for a single adult, $4,818 for a couple and $5,787 for a family of four, before taxes, child care and savings. A $60,000 salary in an average-priced US area buys about the same as $62,100 in Breckenridge.
What is the average rent in Breckenridge?
The median gross rent (rent plus tenant-paid utilities) is $1,752 a month (Census ACS 2020-2024). By size: 1 bedroom $1,531, 2 bedrooms $1,745, 3 bedrooms $1,964.
How much is electricity and gas in Breckenridge?
Colorado residential electricity averaged 17.17¢ per kWh in August 2026 (US 18.16¢). Regular gasoline was $4.07 a gallon (Colorado average, week of 2026-11-02).
Sources and notes
- Local cost index: CostLiving estimate from BEA Regional Price Parities 2024 for Colorado nonmetropolitan portion (BEA index 97.5) with housing from Census ACS median rent (city figure); see the methodology.
- Rents, home values, income, population: U.S. Census Bureau ACS 5-year 2020-2024, Census place 0808400 (Breckenridge town).
- Electricity: EIA-861M, Colorado residential average, August 2026.
- Gasoline: EIA weekly retail regular gasoline, Colorado, week of 2026-11-02.
- Inflation: BLS CPI-U West region, September 2026.
- Budget baselines: BLS Consumer Expenditure Survey 2025; electricity use by household size: EIA RECS 2020.
- BEA area index: state nonmetro figure (in a micropolitan area; BEA publishes RPPs only for metro areas).
- Median household income: county figure (place estimate has a wide margin of error (CV 33%)).
- Median home value: county figure (place estimate has a wide margin of error (CV 32%)).
- Rent % income: county figure (place estimate has a wide margin of error (CV 30%)).
- Rents by bedrooms: modelled from city median rent (city bedroom medians: 1-3 bedroom estimate missing).
Labels such as “county figure” or “state nonmetro figure” mark values that come from a larger area because the city-level figure is unavailable or unreliable. The monthly budget is a modelled estimate, not observed spending, and excludes taxes. This page is for general information and is not financial advice. Methodology · All sources